My car insurance broker handed me a paper with this link scribbled on it http://www.4-insure.com/one-day-car-insurance/. It had information about a one day car insurance.
What is a one day car insurance? Frankly, I have not heard about that and never knew that it even existed. I learned about it only from that broker. He wanted to discuss what a one day insurance policy was. I was in a hurry so he just told me to go to this site http://www.4-insure.com/one-day-car-insurance/ to learn more about it.
The next day, I was in front of the computer and checked out the link he gave me. The article got me interested. It said that I can get insured and pay for only the days that I decide to use the car. I do not need to maintain costly monthly payments.
What I liked about it was the fact that I get almost the same benefits from a regular car insurance coverage. Costly repairs are covered and so are unforeseen damages brought about by vandalism, or even theft.
Processing and releasing are also a lot faster as long as I submit all of the requirements needed and I qualify for the insurance coverage.
I get to have the added feeling of security that every time I go and drive a vehicle – whether it be borrowed from a friend or rented from a company – I am, in a way, ready should I meet an accident. This is great because I only drive a car maybe once or twice a month and I don’t think I can cope with another monthly expense from getting a regular car insurance policy.
One thing I also learned is that this type of insurance coverage is not a standard offer in car insurance companies. There are those who do not carry this product.
It is a good thing that my car insurance broker can get me one when I need it.
Come to think of it, I should ring him one of these days since I am planning to go on a short road trip in a month and I want to get a one day car insurance for my safety and peace of mind.
One Day Car Insurance – The Basics
It is important that you and your car are insured so that you’ll be worry-free every time you travel. But what if you rarely drive or travel. The 4-insure website tells us of a better option for the cases of sporadic travelers: a temporary car insurance.
Infrequent and short-distance drivers and travelers, there’s no need for you to fuss and feel short-changed over long-term insurance coverages. You can just opt for a one day car insurance. This type of insurance is designed to cover those who travel or drive for a limited time, such as vacationers, test drivers, vehicle renters, and movers.
Just like any long-term car insurance, it encompasses damages due to accidents, theft, fire and vandalism; liability against injury or death of another person as well as another person’s properties; and accident recovery and repair. But since the coverage is only good for a day, you can be sure that you’ll pay lower premiums.
While this type of insurance is appealing because of its temporary nature and cheaper premiums, not everyone can apply for this. High-risk as well as elderly drivers are among the least prioritized applicants for one-day insurance coverage.
For more information about one-day car insurance coverage, please check out 4-insure.
